Are you considering purchasing a used car in Nigeria? Before you hand over your hard-earned money, it’s crucial to arm yourself with the right knowledge to avoid fraud and future complications.
In this article, Legal practitioner, Edidiong Udoaka Esq , warns buyers not to rush into deals without asking the right questions or conducting necessary checks as she lists six legal steps to make before handing over the millions to sellers.
“Don’t be one of them! Here are six essential legal tips you must know before buying a used car”.
1. Verify Vehicle Ownership
The first step in your car-buying journey is to confirm that the seller is the rightful owner of the vehicle. Always demand to see and inspect the original vehicle registration documents. Make sure that the seller’s name matches the identification provided. This verification process will help you avoid potential disputes down the line.
2. Ensure the Car is Not Stolen
It’s alarming, but some used cars on the market are stolen or have criminal records. To protect yourself, visit a police command—typically the State CID or Anti-Theft Section—to conduct a vehicle clearance or criminal history check. This step is vital to ensure that you are not unknowingly purchasing a stolen vehicle.
3. Conduct a Vehicle License and FRSC Verification
Next, check the vehicle license and verify with the Federal Road Safety Corps (FRSC) to ensure that the number plate and documents are valid. Additionally, if applicable, confirm that the car was imported legally. This verification can save you from legal headaches in the future.
4. Confirm Chassis and Engine Numbers
It’s imperative to verify that the chassis number and engine number on the paperwork match those on the car itself. Take the vehicle to a trusted mechanic or vehicle expert for a physical inspection. If you’re knowledgeable, you might even do this yourself. This step is crucial for ensuring that the vehicle is legitimate and not a stolen or cloned car.
5. Engage the Services of a Lawyer
To safeguard your interests, it’s wise to engage a lawyer to prepare a Sales Agreement and Change of Ownership document. Written contracts are essential; hand-written notes or verbal agreements are not legally binding and will not hold up in court. Having a formal agreement is your protection and evidence of the transaction.
6. Be Cautious When Buying from a Car Agent
If you choose to buy from a car agent, make sure that the agent has the authority from the owner to sell the vehicle. Some agents operate without the owner’s consent, which can lead to complications. Request a signed Authority to Sell or an Agency Agreement between the agent and the car owner. Importantly, ensure that the Car Agreement does not bear the agent’s name. Always insist on a direct sale agreement with the owner to maintain a clear chain of accountability.
Conclusion
Buying a used car in Nigeria can be a smooth process if you take the necessary precautions. By verifying ownership, ensuring the vehicle is not stolen, conducting proper checks, and engaging legal assistance, you can protect yourself from potential fraud and future issues. Remember, being informed is your best defense when making such a significant investment. Happy car hunting!
From Guest Writer, Barr. Edidiong Udoaka Esq.
